For Banks · NBFCs · Payment Platforms · Fintechs

Cybersecurity built for India's regulated finance.

RBI Master Directions. SEBI Cyber Security Framework. PCI-DSS. SAR audit cycles. We've worked through every one of them — and shipped playbooks the regulator recognizes the moment they open the report.

The threat model

A bank's attack surface isn't someone else's attack surface.

BFSI is targeted differently. The attacker isn't drive-by malware — it's an organized actor probing your IMPS rails, your credit-decisioning APIs, your KYC pipelines, and your customer-service phishing channels. Every quarter. With patience. With insider help when they can buy it.

Most security programmes built for "general enterprise" miss this entirely. They scan a few subnets, generate a CVE list, and call the engagement done. Regulators — and increasingly auditors — are moving past that.

Internet & Mobile Banking

Authentication, authorization, transaction integrity, OTP flows, device-binding — tested against real adversary playbooks, not generic OWASP.

API Layer

BOLA, mass assignment, rate-limit bypass, JWT mishandling — the attack surface that grew while compliance was looking elsewhere.

Third-Party Risk

The breach almost never starts inside your perimeter — it walks in through a vendor's API, a SaaS tool, or an employee's contractor laptop.

Customer Phishing

Brand impersonation, credential theft, dark-web credential leaks — caught at the source, before customer money moves.

Compliance We Cover

Regulators speak in frameworks. We translate.

Every engagement maps line-by-line to the framework you'll be audited against. Evidence is generated as we work — not assembled in the week before the auditor arrives.

RBI Master Directions

Cyber Security Framework for Urban Cooperative Banks, IT Framework for NBFCs, Digital Lending Guidelines, Outsourcing of IT Services — full coverage with auditable evidence trails.

SEBI Cyber Security & Resilience

For market intermediaries, depositories, listed entities — incident reporting, recovery testing, governance reviews aligned to current SEBI circulars.

PCI-DSS

Payment-card data scoping, network segmentation review, ASV scans, internal penetration testing, plus the gap analysis to clear remaining controls.

System Audit Reports (SAR)

Annual SAR engagements with the depth Indian banks require — IS audit, business continuity, BCP/DR drill validation, and board-ready summary.

NPCI Guidelines

UPI, IMPS, RuPay — risk reviews for participants, payment-system operators, and TPAPs aligned to current NPCI circulars.

DPDP Act 2023

Personal-data inventory, consent flows, data-fiduciary obligations, breach-notification readiness — operationalized for the financial-services context.

Services BFSI Teams Subscribe To

The four that move the needle for banking.

Every BFSI client subscribes to a different combination — but these four show up in nearly every engagement.

VAPT — Internet & Mobile Banking

Quarterly penetration testing of customer-facing channels with explicit attention to authentication, transaction integrity, fraud-control bypass, and session management. Findings tracked to closure in the live portal — never an emailed PDF.

Service detail →

API Security Assessment

OWASP API Top 10 plus business-logic abuse testing. Every endpoint, every auth flow, every rate limit interrogated. Reports designed to be readable by your engineering team, not just auditors.

Service detail →

24×7 SOC / SIEM

Always-on monitoring with SOC analysts trained on banking-specific use cases — IMPS abuse, credential stuffing, MFA bypass attempts. Incident-response runbooks pre-built for RBI reporting timelines.

Service detail →

Phishing & Dark Web

Quarterly simulated phishing campaigns plus continuous dark-web monitoring for leaked credentials, payment-card data, and brand impersonation. Click-rate baselines, training that targets the high-risk groups, and alerts when your customer credentials surface for sale.

Service detail →
First 30 Days

What an engagement actually looks like.

From enquiry to first signed scope to first finding closed — a predictable, measurable rhythm.

D-1

Discovery call

30 minutes. Your team, our team. Map your environment, current programmes, the audit you're heading toward, and the budget envelope.

D-3

Written scope

Assets, methodologies, testing windows, deliverables, evidence formats, and indicative pricing — on paper, signed by both sides before testing starts.

D-7

Kickoff & first scan

NDA + MSA signed. Testing window opens. First findings hit the portal within 48 hours of scan start, with severity, owner suggestion, and fix step.

D-30

First closure cycle

Critical findings re-tested and evidenced. Closure tracker reflects every fix. Your CISO has a board-ready summary ready to print.

BFSI FAQ

Questions banking teams always ask.

Are you empanelled with banks for VAPT?+
We work as a contracted partner across multiple Tier-1 and Tier-2 Indian banks, NBFCs and payment platforms. Empanelment processes vary by institution; we're happy to walk through your standard onboarding (financial due diligence, security questionnaire, sample reports, references under NDA).
Do you sign mutual NDAs and MSAs before any work?+
Always. Mutual NDA at first call, MSA before any technical scoping. We accept counterparty paper and have our own templates ready. Our financial diligence pack (ISO 27001 certificate, NASSCOM membership, IRCLASS certification, financial statements, references) is available within 24 hours of request.
How do you handle production data during testing?+
Testing happens in your UAT or pre-production environment by default. Where production access is required (read-only monitoring, SOC integration), we operate under your data-handling controls — no data leaves your perimeter. Evidence in reports is masked and redacted to your standard before publication.
Can you align report formats to RBI / SEBI templates?+
Yes. We deliver findings in the regulator's expected format — SAR-aligned IS audit reports, RBI Cyber Security Framework gap matrices, SEBI CSF compliance trackers — alongside the engineering-readable issue tracker. Two reports, one engagement.
What's your incident-response SLA for retainer clients?+
Critical incident acknowledgement: under 30 minutes. Initial containment guidance: 2 hours. On-site team on the ground (Chennai, Bangalore, Mumbai, Delhi NCR): same business day for Tier-1 cities, next business day elsewhere. Retainer clients also get a dedicated WhatsApp/Slack channel for urgent questions.
Is your SOC certified for banking-grade work?+
Our SOC operates under ISO 27001 controls, with logging and access controls audited annually. Analysts are trained on banking-specific detection use cases (IMPS abuse, credential stuffing, MFA bypass, business-logic fraud). Banking-specific runbooks are included in the engagement, not sold separately.
For banks · NBFCs · payment platforms · fintechs

Ready for the next audit cycle?

Book a 30-min discovery call. We'll map your current programme to the framework you're audited against, and come back with a written scope and indicative pricing within 48 hours.